Buy To Let Mortgage Calculator
Your home may be repossessed if you do not keep up repayments on your mortgage

This calculator is intended to provide you with an indication only of the potential cost of repaying a mortgage and will not replace the Key Facts Illustration that your adviser must provide to you when recommending a specific contract.
Enter the amounts below to view your monthly mortgage costs. Click the button to clear the form.

This calculator is intended to provide you with an indication only of the potential cost of repaying a mortgage and will not replace the Key Facts Illustration that your adviser must provide to you when recommending a specific contract.


Monthly rental income:
Mortgage required:
Revert rate:
Monthly deficit:

Please note:
If the monthly deficit is zero then case is fully covered by rental income. Please proceed.
If the monthly deficit is greater than zero please complete the following:



Annual gross earnings:
Monthly residential mortgage payment/rent:
Monthly commitments:
Monthly credit card commitments:
Total annual debt:
Debt to income ratio:


If the debt to income ratio is equal to or less than 45% please proceed. Unity will require the following:
  • P60/payslips/employers reference or accountants reference
  • Lenders reference on residential property
  • Schedule of unsecured commitments/debts e.g. credit cards and loans
  • Please note Unity Home Loans will verify the rental income with the valuer
  • In the case of a remortgage please provide a copy of the current AST

Buy to Let mortgages are not currently regulated by the Financial Services Authority.


Remember. Mortgages are personal to you - your circumstances, your lifestyle and your budget.

Do you really want to make the biggest purchase of your life without talking to Saxon Mortgage Services

Call us now Tel: 01406 420 740 Mobile: 07917360928

Your home may be repossessed if you do not keep up repayments on your mortgage


Saxon Mortgage Services
2 Holland Way, Holbeach, Lincolnshire, PE12 7NY
Tel: 01406 420 740 Mobile: 07917360928 Email: inquiry@SaxonMortgages.co.uk