Saxon Mortgage Services

Buy To Let Mortgage Calculator

This calculator is intended to provide you with an indication only of the potential cost of repaying a mortgage and will not replace the Key Facts Illustration that your adviser must provide to you when recommending a specific contract.

Enter the amounts below to view your monthly mortgage costs. Click the button to clear the form.

This calculator is intended to provide you with an indication only of the potential cost of repaying a mortgage and will not replace the Key Facts Illustration that your adviser must provide to you when recommending a specific contract.


Monthly rental income:
Mortgage required:
Revert rate:

Monthly deficit:
Please note: If the monthly deficit is zero then case is fully covered by rental income. Please proceed. If the monthly deficit is greater than zero please complete the following:

Annual gross earnings:
Monthly residential mortgage payment/rent:
Monthly commitments:
Monthly credit card commitments:

Total annual debt:
Debt to income ratio:

If the debt to income ratio is equal to or less than 45% please proceed. Unity will require the following:

P60/payslips/employers reference or accountants reference
Lenders reference on residential property
Schedule of unsecured commitments/debts e.g. credit cards and loans
Please note Unity Home Loans will verify the rental income with the valuer
In the case of a remortgage please provide a copy of the current AST

"The Financial Services Authority does not regulate some forms of Buy to Let".